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Ouch... this is a toughie. |
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Well, for me it's really a no no thing. I'm not in favor of having a treatment by just getting a loan because were not quite sure if we can have a successful treatment and then, loans are really payable. |
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Wait! I think every loan are really payable. Can you site one that is not? But if you really want to be treated, I guess getting a loan if you have money is an option. |
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IVF is expensive, around $12000 per cycle in NY. i have insurance but it does not fully cover the whole procedure. I have to shell out some of my own money to pay for IVF. |
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When you take out the loan, the terms of the loan is the most important thing to look at. It should have low interest rate and should be payable at a reasonable amount of time. |
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I got some loans too. The important thing is that you dont get behind on payments and it should be something you and your husband agree to. This will lessen the drama in the future, because IVF is very expensive! |
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Getting a loan is really a though decision..but if there is no other option, just for you to be treated, then I think there is nothing wrong with it. |
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Well, for me, as much as I want to have a loan, for such fertility treatment, I really can't because I don't know If I can afford to pay back.LOL! |
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Getting a loan would be very helpful. But always remember, that it has interests and you need to pay it back..so, don't easily grab it without thinking of the advantages or the disadvantages it will have on you. |
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compare interest if you plan to take out loans for ivf and other fertility treatments. I made the mistake of taking a cash advance out of my credit card without looking at the 3% interest rate! the lower the interest the better... |
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I got a private loan from a childless family member. I think she sympathizes which is why she loaned us the money. I am thankful though at it does not carry interest. |